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Ten Top States for Seniors

Posted by Ruby Cemental on Jul 25, 2017 5:30:00 PM

Senior_Couple_Standing_Home-LR.jpgYou're thinking about retirement. But while a beach front house sounds appealing, there are many factors to consider when deciding your next move. First, estimate your future expenses compared to your projected income. Since most seniors have a fixed income, low taxes and a low cost of living are attractive.

Secondly, do you have a support system nearby in case of illness or injury? Consider healthcare and senior services available and whether you hope to live near family members. Lastly, balance the needs and desires of your partner or spouse with your own - your quality of life improves when your relationships are stable.

Here are ten states that rank high on affordability, quality of life and healthcare availability:

  • South Dakota. The lack of a state income tax leaves more money in the pockets of South Dakota residents. In addition, the state offers high quality healthcare at a cost close to the national average, a low cost of living and a low crime rate. The weather varies with very cold winters in the north and warmer winters in the south, so you can choose how cold to go.
  • Iowa. Iowa boasts moderate housing costs as well as a rising job market for those considering a second career. Iowa also offers a low cost of living, high quality affordable healthcare and a low crime rate. And Iowa residents rank as some of the happiest people in the country.
  • Colorado. Colorado earns high marks for its abundant trails and natural beauty, offering many outdoor opportunities that increase health and well-being. Although senior healthcare rates are somewhat higher than other states, the cost of living is average. 
  • Florida. The weather and the beaches are definite pluses but the state offers even more. Florida has no state income tax and no inheritance tax. And with so many seniors already living there, Florida offers many options for healthcare and has a strong elder care infrastructure. 
  • South Carolina. The state attracts scores of visitors each year to its beautiful beaches and golf courses, but is also a year-round home to many active seniors. The state scores a high rating for overall quality of life, with senior healthcare costs near the national average.
  • Texas.  The Lone Star state does not tax retirement plans and offers property tax exemptions for those 65 and older. The cost of living is slightly less than the national average, though the sales tax is rather high. Weather varies across the state, so there are many choices from beaches to hill country. 
  • Nebraska. Nebraska earns high marks for quality of elder care and support for seniors and caregivers. Its community atmosphere contributes to its high well-being rating and senior care costs are around the national average. 
  • Oregon. Although elder care is pricier in Oregon, state income taxes are lower than the national average and there is no state sales tax. The cost of living is higher but seniors find good long-term care and support services. 
  • Minnesota. While the state is among the coldest in the U.S., it ranks high for quality healthcare and overall quality of life for seniors, with assisted living costs below average. And with abundant outdoor activities, the state is among the healthiest in the nation.
  • Wisconsin. Costs in the Badger State are mixed, with a low cost of living and higher personal income tax. But elder care options abound and the community spirit is outstanding.

At Caring Senior Service, our expert staff is comprised of extremely knowledgeable, friendly, and trusted professionals who take pride in helping your loved one manage their daily activities. Contact us today to learn more!

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Topics: Senior Living